|
WEBINAR...
EDGE presents:
Lending Inclusion Through Data-Driven Underwriting February 11, 2026 | 10:30 a.m. (PST)/1:30 p.m. (EST) Many creditworthy borrowers remain underserved—not because of risk, but because traditional data sources fail to tell the full story. This EDGEWISE webinar explores how credit unions and their partners are using cashflow, first-party, and alternative data to modernize underwriting and expand access. Join leaders from Magnolia Federal Credit Union, MX Technologies, and EDGE for a practical conversation about building smarter, more inclusive lending models. Learn how institutions are uncovering new opportunities to serve their members while maintaining strong credit discipline. If your credit union is looking for ways to strengthen mission and margin through better data, this session will offer both insight and inspiration. Panelists:
Register today! |
Brought to you by...
Traditional risk metrics fall short for nearly half the U.S.
Almost half the U.S. population is unserved or underserved by traditional risk-scoring methods that look only at past payments and balances of credit accounts as a proxy for future risk. By looking beyond a credit score, EDGE provides insight into financial activities and behaviors that are empirically proven to be much more predictive of creditworthiness for these consumers. In turn, our customers can confidently extend credit to many of those consumers often otherwise overlooked. Cash flow data is more predictive The daily activity and balances in consumers’ checking and savings accounts provide a more complete, current view of their ability and willingness to make loan payments. Particularly for the millions of consumers with Vantage® and FICO® scores below prime, cash flow underwriting is the standard to assess true risk. With EDGE, lenders see cash flow behaviors in the context of industry-wide risk and can make better informed underwriting decisions. Learn more at www.EDGEscore.com. |
|
HOSTED BY |
|
