#4010: TransUnion Q2 2025 Consumer Pulse Study Focuses on Paradox of Consumer Sentiments...

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Charlie Wise, SVP and head of global research and consulting at TransUnion, joined us on the show to share the most recent results of the firm's Q2 2025 Consumer Pulse study — which focuses on the paradox of consumer sentiments regarding today's U.S. economy.

In particular, Charlie shares how the study reveals rising concerns about household finances due to tariffs and inflation, although younger generations remain optimistic.

He added that financial education is essential for consumers, particularly from credit unions, to manage these economic challenges. And, despite the hurdles, the economy shows growth, with consumers experiencing wage increases, highlighting the importance of proactive financial planning.

​Check it out and let us know your thoughts. And be sure to watch the entire episode below for all the details.

 Q&A summary:
What economic concerns are being discussed?
Charlie addresses rising recession fears and ongoing inflation concerns, highlighting the economic uncertainty consumers are feeling.
What role does tariff uncertainty play in the current economic climate?
Tariff uncertainty raises questions about whether it could trigger a recession, as it impacts economic stability and consumer confidence.
What is the current technical definition of a recession according to economic data?
Despite consumer sentiment suggesting otherwise, current economic data does not classify the economy as being in a recession by technical standards.
How do personal financial struggles relate to the broader economic situation?
Many individuals, especially subprime consumers, may feel they are in a personal recession despite overall positive economic indicators like job growth.