CU Strategic Planning’s President Stacy Augustine and CDCFC Community Development Manager Chip Serna joined us on the show to share their announcement regarding the relaunch of their in-person Community Development Summits -- which are facilitated in-person meetings between credit unions, local nonprofits, etc., to help build and enhance collaborations between members, credit unions, and their communities.

Specifically, Stacy and Chip discussed the live summits are half-day facilitated meetings bringing together credit union leadership with nonprofit organizations, public agencies, and workforce development groups to identify local needs and develop collaborative solutions.

Stacy explained that the events help credit unions understand community needs to develop products around those needs, create strategic partnerships, and increase awareness of the credit union difference, while Chip emphasized the importance of making these summits ongoing rather than one-time events, allowing credit unions to consistently address changing community needs.

They also covered who should consider hosting these summits, with timing considerations around vacations and local events, and highlighted how the response from community-based organizations is often surprising when they see credit unions willing to redesign products to meet community needs.

Check it out and let us know your thoughts. And be sure to watch the entire episode below for all the details.

Stablecore’s Co-founder Nick Elledge and Stanford Federal Credit Union’s SVP and Chief Financial Officer Paul Jockisch stopped by the show talk about the Stablecore, Circuit, and Curql partnership launching their early-access stablecoin and digital asset program for credit unions — and Stanford Federal Credit Union on being one of those early adopters.

Nick explained that Stablecore acts as a digital asset core, enabling credit unions to integrate digital assets like stablecoins into their existing systems.

Paul mentioned Stanford FCU's motivation for joining the program, emphasizing the need to evolve with banking technology and stay relevant to their innovative membership base.

They both highlighted the importance of keeping members' funds within the credit union ecosystem and the growing consumer demand for digital asset services.

Lastly, Paul and Nick covered the collaborative nature of the project, the significance of digital assets in modern banking, and advice for other credit unions to stay informed and consider forming digital asset working groups.

Check it out and let us know your thoughts. And be sure to watch the entire episode below for all the details.

Michele Raneri, VP and head of U.S. research and consulting at TransUnion, stopped by the show to share key findings from the organization's Q2 2026 Credit Industry Insights Report (CIIR) — showing data from the report delivering a compelling story about consumer credit expansion and market stability.

Some of those key data findings in this quarter's report Michele addressed include:

• Total consumer bankcard balances increased 4.4% YoY to $1.14 trillion, while lenders returned to a growth-oriented strategy.
• Total credit lines associated with new accounts in the first quarter of 2026 rose 20.9% YoY as lenders increased both acquisition volumes and opened credit lines across all risk tiers. 
• Bankcard originations rose 11.8% YoY to 20.6M, marking a sixth consecutive quarter of growth and a Q1 record
• Consumer-level bankcard delinquencies edged higher in Q2 2026, with consumers 90+ DPD rising to 2.26%.
• For personal installment loans: Lenders are extending credit to more consumers, particularly in subprime, while maintaining underwriting discipline. Subprime borrowers and accounts grew 18.4% and 20.5% YoY, respectively, even as the size of the average new subprime loan fell 6.8%. 

Based on these highlights, Michele shared her insights on the big picture of what's currently going on with today's consumers, adding this positive quote she addressed, as well:

“While affordability pressures continue to weigh on many households, consumers appear to be managing credit obligations with relative discipline, as evidenced by modest growth in non-mortgage minimum payments and generally stable balance-level delinquency rates. Although some consumers may be experiencing financial challenges, the broader credit picture suggests that balance growth has generally remained aligned with consumers’ ability to service their debt.”

Lastly, she talked about what the credit unions’ role is here to help keep their members on the right path economically and out of trouble credit-wise.

Check it out and let us know your thoughts. And be sure to watch the entire episode below for all the details.
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Apologies for my bad hair day, too.

Commonwealth Credit Union’s Executive Vice President Jaynel Christensen and Movemint’s CEO Brian Bodell stopped by the show to share the two organizations worked together to turn member digital engagement into $246.5 million real loan activity.

Jaynel explained that Commonwealth has been using Movemint's platform since 2018 to streamline lending processes, resulting in $246.5 million in loan value across over 25,000 loans. The collaboration was highlighted as a key factor in the program's success, with both organizations working closely to adapt and improve the technology.

Brian emphasized Movemint's role in providing the technical infrastructure while Commonwealth provided the strategic direction and data. They discussed how the platform has evolved to include deposit products and other offerings, enhancing both member and staff experiences.

Jaynel and Brian also touched on the importance of continuous adaptation, data-driven strategies, and the platform's flexibility in meeting member needs. Both sides expressed appreciation for the partnership and looked forward to future developments.

Check it out and let us know your thoughts. And be sure to watch the entire episode below for all the details.

Global Women's Leadership Network Membership Coordinator Aline Guzik Duno and two GWLN scholarship winners: Heloisa Helena Lopes, Vice-Presidente do Conselho de Administração da Sicredi Pioneira, Sicredi Pioneira RS (Brazil) and Coop-Aspire Miembro del Consejo Digna Maragarita Almnte Minya (Dominican Republic) shared their multi-lingual views (Louize speaking Portuguese and Digna speaking Spanish and Aline interpreting) on the 2026 WCUC in Sydney, as well as what GWLN and winning the scholarship means to them and their careers.

Aline, Louize, and Digna also discussed relevance, mentorship, and inclusivity in today's financial cooperatives worldwide -- as well as how these organizations empower women and drive global change, with a special mention of GWLN's upcoming Executive Readiness Summit in the Dominican Republic October 13-15, 2026.

Check it out and let us know your thoughts. And be sure to visit our 2026 WCUC interview archive page for more episodes from the conference -- as well as supporting our hosts and sponsors: WOCCU, Visa, Backbone, and Despite Impossible podcast.

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