Bloom Credit Teams Up with Suncoast Credit Union to Help Members Build Credit Without Debt

Christian Widhalm

Bloom Credit, a leading financial data platform and Suncoast Credit Union today announced a new partnership to bring Bloom+ to Suncoast’s members.

​The innovative service allows members to report up to five recurring bill payments—like rent, utilities, and phone bills—directly from their checking accounts to the credit bureaus to build or improve their credit history without taking on loans or credit cards. Members can see improvements to their credit profile within 24 hours of enrolling, giving them a fast, secure, and debt-free way to take control of their financial future.

“At Suncoast, we’re always looking for ways to help our members thrive,” said Darlene Johnson, Executive Vice President and Chief Strategy and Transformation Officer. “With Bloom+, our members can turn everyday bills into credit-building opportunities. It’s about giving people simple, practical tools to improve their financial health—especially for those just starting out or rebuilding.”

Bloom Credit’s platform uses secure, member-approved data to help financial institutions deliver personalized services while maintaining the highest standards of privacy and compliance. For Suncoast members, it means more visibility, more control, and more ways to make their money work for them.

“We’re thrilled to welcome Suncoast Credit Union as a new partner on Bloom+,” said Christian Widhalm, CEO of Bloom Credit. “Our mission is to help financial institutions put consumers in control of their data—safely, efficiently, and with real impact. By modernizing the credit data ecosystem, we’re enabling credit unions like Suncoast to increase member engagement, retain deposits, and expand lending opportunities—while helping more members access fair, affordable credit.”

This partnership reflects Suncoast’s commitment to innovation and member empowerment, and it comes ahead of their CREATE 2025 Summit in New York City this November. The event will bring together credit unions and fintech leaders—including Bloom Credit—to explore how technology and collaboration can shape the future of financial services.

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