CU1 Selects Prospera™ Wealth Platform and Deepens Strategic Partnership with BankSocial

John Wingate

​CU1 has officially selected Prospera™, BankSocial’s embedded digital wealth and investment platform, marking a significant expansion of its strategic partnership with BankSocial (Fivancial, Inc.).

Through this engagement, CU1 will deploy Prospera to deliver modern, in-app investing capabilities directly within its digital ecosystem, empowering members with seamless access to stocks, digital assets, and next-generation wealth tools, all within a trusted credit union experience.

This milestone builds upon the growing relationship between CU1 and BankSocial and represents a shared commitment to innovation, member engagement, and balance-sheet growth.

“We believe financial institutions must evolve alongside their members,” said John Wingate, Founder & CEO of BankSocial. “By selecting Prospera, CU1 is positioning itself to meet the rising demand for integrated digital wealth, not as a bolt-on solution, but as a core strategic capability.”

Prospera™ enables financial institutions to:

• Offer embedded stock and digital asset trading within their existing digital banking experience
• Maintain institutional-grade compliance and security infrastructure
• Drive deposit retention and wallet primacy
• Attract and engage younger, digitally native members
• Capture new non-interest income streams

Unlike third-party fintech applications that sit outside a credit union’s ecosystem, Prospera integrates directly into the institution’s digital environment, reinforcing trust, strengthening member relationships, and ensuring assets remain within the financial institution’s orbit.

CU1’s expanded partnership with BankSocial reflects a broader strategy to modernize its member experience while preserving cooperative values and financial stewardship.

“Our members expect access to the tools shaping the modern economy,” said a CU1 Executive. “By deepening our partnership with BankSocial and implementing Prospera, we are delivering innovation responsibly, in a way that aligns with our mission and strengthens long-term member value.”

Prospera is part of BankSocial’s broader digital infrastructure ecosystem, which includes real-time payments, embedded wallet capabilities, AI-driven compliance tools, and digital asset orchestration, all designed specifically for regulated financial institutions.

This announcement underscores a growing trend: forward-thinking credit unions are no longer observing digital wealth adoption from the sidelines, they are building it directly into their core member experience.

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