Happy Money Named Best Consumer Lending Company by FinTech Breakthrough

Matt Potere

​Happy Money, a leading consumer finance company, has been named Best Consumer Lending Company in the 9th annual FinTech Breakthrough Awards program conducted by FinTech Breakthrough, an independent market intelligence organization that recognizes the top companies, technologies and products in the global fintech market today.
 
Happy Money earned this recognition through its unique combination of sophisticated lending technology, responsible underwriting practices and value-driven approach. The company’s fully digital lending platform helps both consumers and financial institutions – including banks, credit unions and asset managers – achieve their goals in an increasingly challenging market, creating a win-win scenario for all involved. Through its personal loan product, Happy Money helps consumers pay off high-interest credit card debt faster and more affordably, while empowering lenders to originate high-quality loans, diversify balance sheets and drive profitable growth.
 
“In an era of record-high credit card debt, Happy Money’s responsible, accessible lending solutions are more important than ever,” said Steve Johansson, Managing Director, FinTech Breakthrough. “Happy Money is helping consumers take greater control of their financial futures while enabling lending partners to increase their impact and reach. We are proud to recognize them as the ‘Best Consumer Lending Company’ for 2025.”
 
Happy Money’s proprietary underwriting models and technology-powered lending experience allows financial institutions and asset managers to fund personal loans with attractive risk-adjusted returns – providing consumers with personalized loan options to meet their unique needs. Through this differentiated approach, Happy Money has originated over $6 billion in loans, helping more than 300,000 borrowers across the country.
 
“Our lending platform provides consumers with the tools they need to reach their goals and reduce financial stress, while also empowering our partners to optimize their portfolios and grow efficiently,” said Matt Potere, CEO of Happy Money. “This acknowledgement from FinTech Breakthrough reflects our vision for making lending a force for good. As we continue to innovate, we remain committed to enabling borrowers and lenders to succeed together.”

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