NCUA Posts 2026–2027 Proposed Budget

The National Credit Union Administration’s staff draft budget for 2026–2027 is now available on the agency’s website for review and comment. The NCUA has also submitted the proposed budget for publication in the Federal Register, and the comment period remains open until October 24.

The proposed combined 2026 budget is $313.8 million, a 20.6 percent decrease from the 2025 budget. Three main drivers contribute to the reduction in proposed 2026 budget levels: a 23.0 percent reduction to NCUA staffing levels, a 34.1 percent reduction to contracted services budgets, and a 13.4 percent reduction in budgets for employee travel.

The NCUA’s 2026–2027 staff draft budget justification includes three separate budgets. The proposed operating budget is $292.4 million. The proposed 2026 capital budget is $18.1 million, which includes $10.0 million for implementation of the NCUA’s reorganization plan for 2026 along with investment in systems to increase efficiency and meet other administration priorities. The proposed Share Insurance Fund administrative budget is $3.3 million. The proposed budget summary and detailed budget justifications can be found on the Budget and Supplementary Materials page on NCUA’s website.

To comment on the proposed budget:

• Submit comments on Docket # NCUA-2025-0543 at the Federal eRulemaking Portal by October 24.
• Comments should provide specific, actionable recommendations related to NCUA’s staff draft budget.

The agency will issue a notice about the public hearing on the budget on a future date.

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