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OceanAir FCU to Launch Suite of Student Choice Lending Solutions

4/10/2026

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PictureStephanie Garrison
​CU Student Choice, the leading provider of higher education funding solutions to America’s credit unions, announced its student loan and refinance solutions will soon be available to members of OceanAir Federal Credit Union ($867M; 27,330 members; Oxnard, CA). OceanAir will offer Student Choice’s undergraduate and graduate lines of credit, as well as a student loan refinance solution.
 
“At OceanAir Federal Credit Union, we are continuously evolving to meet the changing needs of our members,” said Stephanie Garrison, Chief Risk Officer at OceanAir Federal Credit Union. “Expanding our partnership with CU Student Choice allows us to invest in the future of our membership—supporting educational aspirations, strengthening financial confidence, and delivering student loan solutions designed for long‑term success. This collaboration reflects our belief that access to education is a powerful driver of opportunity and economic growth.”
 
“With big changes coming to federal student loans this July under the One Big Beautiful Bill, it’s more important than ever that credit unions step up and do what they do best – provide responsible lending options and financial education to their members and communities,” said Scott Patterson, President and CEO of Student Choice.
 
Student Choice enables credit unions of all sizes to make private education loans that are held on their own balance sheet. Since launching in 2008, the CUSO has helped 300+ partner credit unions originate nearly $5 billion in private education loans, assisting 135,000 families in the process.

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