Q3 2025 TruStage Credit Union Trends Report...

​The Q3 2025 CU Trends Report from TruStage is now available.
 
Highlights from the report include:

• The economy is expected to see modest stagflation in 2026, as economic growth remains below trend and inflation remains above target.
• Credit union loan growth rises to 3.9% during the last year due to lower interest rates and rising credit union liquidity.
• Total consumer credit balances at all lenders rose only 0.3% over the last year, significantly below its long run average of 5%.
• Credit union new auto loan balances fell 2.3% during the first half of 2025.
• Credit union first mortgage loan originations rose 27% in the first half of 2025 compared to the first half of 2024.
• Credit union memberships growth slowed to only 0.8% in the first half of 2025, down from 1.5% in the first half of 2024.

 
Click here for direct access to the PDF report.

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