Scienaptic AI CUSO Secures Strategic Investment from Four New Partners

Scienaptic AI, a New York-based leader in AI-powered credit underwriting, announces that its Credit Union Service Organization (CUSO) has secured strategic equity investments from four new partners.

“This investment reflects the deep trust our partners place in Scienaptic's ability to drive meaningful impact. Every credit decision made through our platform represents an opportunity to improve lives and strengthen communities. We remain focused on equipping our partners with the tools they need to lend confidently, inclusively, and efficiently.

“As institutions deeply rooted in our communities, we recognize the transformative power of AI in creating seamless, efficient, and inclusive financial experiences for our members. By investing in Scienaptic CUSO, we aim to leverage AI to personalize loan solutions, expand access to credit, and drive risk management excellence. Together, we are committed to building a stronger financial future for our members and the communities we serve,” said Rob Grech, CEO of Alliance Catholic Credit Union; Chris Corkery, CEO of Advantage One Credit Union; and Doug Fagan, CEO of Partner Colorado Credit Union, in a joint statement.

Additionally, Patty Corkery, CEO of the Michigan Credit Union League, added, “We recognized early on that Scienaptic’s AI would be a powerful enabler for Michigan credit unions, helping them drive smarter, faster lending decisions. Supporting their efforts locally has been a priority for some time, and investing in Scienaptic was the natural next step to help scale their growth and expand their impact.”

Pankaj Kulshreshtha, Founder & CEO of Scienaptic Systems, added, “This investment reflects the deep trust our partners place in Scienaptic's ability to drive meaningful impact. Every credit decision made through our platform represents an opportunity to improve lives and strengthen communities. We remain focused on equipping our partners with the tools they need to lend confidently, inclusively, and efficiently.”

Earlier investors in Scienaptic CUSO include ELGA Credit Union, Wildfire Credit Union, 4Front Credit Union, CoVantage Credit Union, Credit Union of Colorado, and People Driven Credit Union, who continue to play a key role in shaping the platform's growth and impact.

This round of strategic investment reaffirms the impact Scienaptic AI is delivering to its credit union clients as well as the potential credit unions see in leveraging Scienaptic AI platform across their member lifecycle. Founded in 2014, Scienaptic AI was built with a mission to scale financial inclusion through AI-driven credit decisioning. The platform combines over 200 years of credit risk expertise with a decade of technological innovation, integrating diverse data sources, advanced machine learning algorithms, and comprehensive risk and fair lending monitoring processes.
​
Scienaptic AI platform plays a vital role in supporting over 150 lenders by enhancing underwriting accuracy and efficiency. Scienaptic’s credit decisioning experience spans financial institutions collectively managing $3.9 trillion in assets. The platform processes over 3 million credit decisions each month, evaluating loan applications worth more than $3 billion. This enables over a million underserved individuals monthly to access credit opportunities that were previously out of reach. As a result of tremendous interest in AI, the company has grown by 2000%+ over the past three years.