TruStage's Q2 Credit Union Trends Report...

Steven Rick

TruStage's Credit Union Trends Report is a quarterly "pulse check" on the state of the credit union marketplace, often placed in a historical context. The report includes data from two months prior and is published and distributed by Steven Rick from TruStage™.
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Here are the Q2 2025 highlights:

• Credit union return-on-asset ratios averaged 0.65% in the first quarter of 2025, 2 basis points higher than the 63 basis points reported in the first quarter of 2024.
• Credit union loan balances rose 0.6% in the first quarter of 2025, below the 1.1% average during the 2013–2019 time period.
• Credit union yield on asset ratios rose to 5.06% in the first quarter of 2025, the highest since 2008.
• New vehicle sales fell in June to a 15.3 million seasonally-adjusted annualized sales rate — down 1.7% from May.
• The contract interest rates on a 30-year fixed-rate conventional home mortgage fell to 6.67% in July, down from 6.85% in June and lower than the 6.92% reported in July 2024.

To go directly to the report, click here.

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