​Via Credit Union (‘ViaCU’) has renewed its partnership with Mahalo Banking, continuing its investment in modern, secure, and member-centric digital banking solutions. The renewal underscores ViaCU’s focus on leveraging technology to enhance member experience, streamline operations, and drive long-term engagement.
 
Mahalo’s platform has streamlined ViaCU’s digital banking services, making the credit union more responsive to member needs. The user-friendly interface, faster performance, and personalized features have driven high member engagement and satisfaction. Members are able to access banking services more easily and securely, aligning with ViaCU’s commitment to exceptional service.
 
“Mahalo has become a key partner in our digital transformation strategy, helping us stay competitive and future-ready,” said Kristen McDaniel, Vice President of Applications Development. “Their team’s commitment to innovation and the collaborative approach ensure that our feedback is always heard. Mahalo consistently demonstrates that they are more than a vendor; they are a strategic partner invested in our success and in delivering meaningful value to our members.”
 
ViaCU plans to leverage Mahalo’s platform to further enhance personalization and accessibility, providing members with tailored insights, self-service tools, and a seamless banking experience across devices. Additional initiatives will focus on deeper member engagement through smarter notifications, integrated financial wellness features, and streamlined onboarding processes.
 
“With Mahalo, our members enjoy the flexibility and control to manage their finances anytime, anywhere, and on their terms,” McDaniel said. “The platform’s intuitive design, tailored features, and enhanced security capabilities have elevated the member experience, making everyday banking simpler and more engaging. With Mahalo’s Credential Assurance Technology (CAT), we have eliminated credential stuffing attacks, which has dramatically reduced client services support and member disruptions.”
 
“Digital transformation is most successful when technology aligns with member needs,” said Denny Howell, COO of Mahalo. “Working closely with ViaCU, we are delivering a platform that combines security, flexibility, and personalization, ensuring their members have the tools and resources to easily manage their financial needs.”

Banks and credit unions are giving high marks to Jack Henry™ Rapid Transfers, the new cloud-native solution from Jack Henry™ (Nasdaq: JKHY) that enables fast, secure me-to-me money movement for consumers and small and medium-sized businesses (SMBs).

Developed in collaboration with Moov, Jack Henry Rapid Transfers modernizes how accountholders access their money. Through integrations with Visa Direct and Mastercard Move, the solution uses debit card rails to enable users to quickly and securely move funds from virtually any external financial institution, neo-bank, brokerage, or crypto exchange into their primary bank or credit union accounts.

Offered exclusively through banks and credit unions, Jack Henry Rapid Transfers addresses growing demand for speed and convenience in financial services by offering a capability that few institutions currently provide. As a feature of the cloud-native Jack Henry Platform™, Jack Henry Rapid Transfers helps banks and credit unions enhance their digital experience, attract new deposits, and increase accountholder loyalty.

“Today’s consumers expect to be able to move money instantly, wherever they are and whenever they want,” said Philip Suckow, Senior Vice President of Strategy and Innovation at IncredibleBank, adding that the Wisconsin-based bank is using Jack Henry Rapid Transfers as a lever to win back business from fintechs. “Rapid Transfers is a critical component in making our bank the financial hub for our customers. To do that, you have to deliver the complete digital experience – from budgeting and financial management to payments, account aggregation, and the ability to rapidly move money.” 

Adam Serio, Vice President of Information Security and Technology at Magnolia Federal Credit Union in Mississippi, said his institution launched Rapid Transfers to capture more deposits.

“We do a lot of lending in this area, so we are using Rapid Transfers to drive more membership and deposit growth,” said Serio, noting the solution’s ease of implementation and use. “Our members love it because of the convenience and instant nature of the transaction.”

Rapid Transfers began rolling out in September and is live with 65 financial institutions with another 170 in various stages of implementation. It is fully integrated into the Banno Digital Platform™, Jack Henry’s fast-growing digital banking solution that serves more than 1,000 financial institutions and over 15 million registered users as November 30, 2025. This ensures a consistent and intuitive experience, particularly for users who rely on digital services for income and daily transactions.

“Gen Z’s preference for debit is a defining shift for our industry,” said Abby Wood, Assistant Vice President of Digital at Jack Henry. “Rapid Transfers doesn’t just help reverse deposit attrition and deepen existing accountholder relationships, it gives banks and credit unions the strategic ability to attract and retain the generations that will drive future growth.”

Wade Arnold, CEO and co-founder of Moov, said Rapid Transfers benefits both financial institutions and their accountholders. “When accountholders can instantly pull funds from fintechs and digital wallets into their primary bank account, everybody wins,” Arnold said. “Rapid Transfers turns community financial institutions into the hub of their customers' financial lives, not the spoke.”
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Visit this site to learn more about Jack Henry Rapid Transfers.

​Rize Credit Union (Rize), in partnership with the YMCA of Metropolitan Los Angeles (LA Y), announced a $1,000 direct financial relief offer for families impacted by the Southern California wildfires at a community event where the California Community Foundation and the LA Y were also distributing $1,000 gift cards and additional recovery support to affected families.

The offer extends to approximately 450 wildfire survivor families identified by the LA Y, as well as existing Rize members who were identified as impacted by the fires. The funds will be provided through debit accounts available at no cost to the families to help cover everyday needs such as housing expenses, utilities, groceries or other essential costs as families continue their recovery.

“Wildfire recovery lasts long after the fires are extinguished, and we see the financial strain it causes people in our community,” said Jennifer Oliver, president and CEO of Rize Credit Union. “Through our ongoing partnership with the LA Y, we’re able to provide practical, direct support that families can use in the ways that matter most to them. This is what Beyond Banking means – showing up when our communities need us most.” 
 
"As a trusted community organization, the LA Y sees firsthand how deeply these wildfires have impacted families across Los Angeles," said Victor Dominguez, president and CEO of the YMCA of Metropolitan Los Angeles. "Through our partnership with Rize Credit Union, we are able to support these families with a meaningful financial offer as they continue to recover from this devastating natural disaster.”
 
This initiative supports Rize’s mission to empower individuals, families and communities on their path to lasting financial security.
 
For more information on Rize Credit Union,
please visit RizeCU.com or follow them on Facebook, Instagram, X and LinkedIn.

​The Defense Credit Union Council (DCUC) has joined a coalition of national trade associations representing thousands of community banks and credit unions in urging Congress to take immediate action to close a stablecoin loophole that could divert trillions of dollars from local lending institutions and weaken community-based credit nationwide.
 
In a joint letter sent to the U.S. Senate, the CEOs of the American Bankers Association, America’s Credit Unions, the Association of Military Banks of America, the Community Development Bankers Association, DCUC, Inclusiv, the Independent Community Bankers of America, and the National Bankers Association called on lawmakers to strengthen pending crypto market structure legislation. The groups warn that recent market practices allowing stablecoin-related inducements, such as yields, rewards, or interest-like payments, threaten to siphon deposits away from regulated community banks and credit unions.
 
“Community banks and credit unions rely on deposits to fuel mortgages, small business loans, agricultural lending, and financial services that directly support military families and local communities,” said Anthony Hernandez, DCUC President/CEO. “Allowing stablecoins to function as investment vehicles rather than payment tools undermines the very foundation of local lending and financial readiness.”
 
The letter notes that while Congress previously prohibited interest payments on stablecoins under the GENIUS Act, indirect arrangements with exchanges and affiliated entities have weakened that safeguard. Without clear statutory language closing this loophole, the coalition warns that deposit-funded lending could be significantly disrupted.
 
“This is not an abstract policy debate; this is about real consequences for consumers,” said Jason Stverak, DCUC Chief Advocacy Officer. “When deposits leave regulated institutions, credit unions are forced to scale back lending, and consumers, especially younger servicemembers and underserved populations, are pushed toward higher-risk, less-regulated financial alternatives.”
 
The coalition urged Congress to adopt a comprehensive prohibition on all stablecoin inducements, whether paid directly by issuers or through affiliated platforms, to preserve stablecoins strictly as payment instruments and protect the financial infrastructure that supports communities across the country.
 
The full joint letter is available here.

​The Defense Credit Union Council (DCUC), on behalf of credit unions nationwide, issued a statement late yesterday in response to President Trump’s social media post calling for a one-year, nationwide 10% cap on credit card interest rates beginning January 20. The proposal, announced without details on enforcement or implementation, raises serious concerns for military families and working Americans who rely on credit unions for responsible access to credit.
 
Following the President’s statement, DCUC sent a prompt letter to the House Financial Services Committee and Senate Banking Committee, as well as a separate letter to President Trump, outlining these concerns. In the letter, DCUC President and CEO Anthony Hernandez, Colonel, USAF (Ret.), reiterated that credit unions already operate under congressionally mandated limits and serve more than 40 million military-affiliated members through a not-for-profit, member-owned model.
 
Rather than imposing a blanket national cap, DCUC urged policymakers to pursue targeted consumer protections, including expanded financial education, support for responsible lending, and direct enforcement actions against predatory actors.
 
“DCUC stands ready to work with Congress and the Administration to advance policies that protect consumers without penalizing the institutions that have consistently put people first,” Hernandez says. “Credit unions are indispensable partners in supporting military financial readiness and the economic stability of working Americans.”
 
DCUC has a long and well-documented history of opposing blanket interest-rate cap proposals, including similar 10% caps raised in the past year, and DCUC warns how these proposals can produce significant unintended consequences.
 
“Credit unions already operate under a statutory interest-rate cap that is significantly lower than what applies to banks and many other financial institutions,” says Jason Stverak, Chief Advocacy Officer of DCUC. “That cap has existed for decades and reflects the credit union mission of putting people over profits, not maximizing shareholder returns.”
 
“A rigid federal cap would likely reduce access to credit by limiting credit unions’ ability to serve higher-risk borrowers,” Stverak says. “Many credit unions would be forced to tighten underwriting standards or scale back credit card and small-dollar lending altogether. That outcome would disproportionately affect young servicemembers, junior enlisted personnel, and lower-income members who do not yet have prime credit profiles.”
 
Credit unions routinely provide small-dollar loans, emergency credit, deployment-related relief, and short-term financial assistance to servicemembers facing unexpected expenses.
 
“Under an arbitrary 10% cap, many of these critical services could become unsustainable,” Stverak added. “Military families deserve policies that strengthen their financial security, not policies that unintentionally jeopardize it by limiting access to trusted, affordable credit.”
 
DCUC also cautioned that restricting credit union lending could push vulnerable consumers toward predatory lenders.
 
“Limiting the ability of mission-driven institutions to price loans according to risk does not eliminate the need for credit. It simply shifts borrowers toward less regulated, higher-cost alternatives outside the credit union system.”
 
Beyond lending, DCUC emphasized that interest-rate cap proposals threaten the broader service model credit unions provide, including financial counseling, fraud protection, and tailored support for military families. A one-size-fits-all cap could undermine the sustainability of these services.
 
DCUC will continue its advocacy on this issue and remain actively engaged with the Administration and congressional leadership as discussions around interest-rate caps and consumer credit policy progress.

Corelation, Inc. closed out another exceptional year marked by continued growth, strong client momentum, and an unwavering commitment to the credit union movement. In 2025 Corelation achieved record-breaking results, reinforcing its position as a premier core processing partner for credit unions nationwide. Throughout the year, 38 credit unions (cumulative total $50.9 billion in assets, 2.9 million members) selected the KeyStone core, surpassing the company’s previous annual signing record of 33 signings in 2024. And 28 credit unions (cumulative total $28.2 billion in assets; 1.7 million members) completed their conversions to KeyStone in 2025.

Corelation closed the year with a particularly strong fourth quarter, welcoming 11 new credit union partners to the KeyStone community. These most recent signings include: Beacon Federal Credit Union, Coloramo Federal Credit Union, LBS Financial Credit Union, Marshall Community Credit Union, Velocity Community Federal Credit Union, and more to be announced.

“As we look ahead to the next decade and beyond, we wanted a core system that is intuitive, integrates easily with best-in-class partners, and truly positions our technology for what’s next,” shared Sean Hardeman, President & CEO of LBS Financial Credit Union. “KeyStone stood out not only for its future-ready architecture, but for the confidence we gained from Corelation’s leadership, culture, and the overwhelmingly positive experiences shared by their clients. Together, this partnership puts us in a stronger position to deliver the extraordinary service experiences our members expect.”

“KeyStone stood out for its flexibility and forward-thinking approach to third-party integrations, allowing us to choose best-in-class platforms while maintaining strong core functionality,” said Steve Scott, VP of IT Business Solutions of Marshall Community Credit Union. “Combined with Corelation’s modern, browser-based architecture and intuitive usability, it simplifies system management for our IT team and gives us the agility to evolve with our business and members’ needs. We’re excited about this partnership and the improvements it will enable as we continue to innovate and grow.”

Corelation’s flagship events continued to be a cornerstone of industry connection and collaboration in 2025. The annual Client Conference welcomed 1,436 attendees from across the credit union community, while the Executive Forum brought together 212 credit union leaders in a more intimate setting, creating meaningful opportunities for dialogue around innovation, strategy, and the future of credit union technology. These events continue to serve as a space where ideas are exchanged and relationships are strengthened.

Supporting this momentum, Corelation also grew its workforce to 452 employees, continuing its commitment to investing in its people, as the company supports an expanding community of clients. Following a successful core conversion and continued innovation, Red River Credit Union shared how its partnership with Corelation has supported long-term growth and member success.

“From the beginning, the Corelation team ensured we had all the resources and knowledge to succeed. The engagement from the Corelation Leadership Team and genuine care from our project team proved to be huge differentiators leading to minimal member impact,” said Chint Murdock, Chief Strategy Officer of Red River Credit Union. “Aligning our credit union with Corelation has allowed us to move rapidly with new vendors and launch new products and services to our members. Leading in Innovation is at RRCU’s core and our core system has transformed from a barrier to success to a catalyst for change.”

"Our transition to Corelation KeyStone has been an overwhelmingly positive experience. The expertise and guidance of their conversion team specialists were invaluable; they took what initially felt like a daunting task and broke it into manageable, bite-sized pieces,” noted Scott Ward, President & CEO of Unity One Credit Union. “Thanks to this process, our staff is now equipped with cutting-edge technology that empowers us to serve our members more effectively and support the credit union’s continued growth."

Rounding out a standout year, Corelation achieved a 2025 Net Promoter Score (NPS) of 78 – an increase over 2024. On the NPS scale, which ranges from --100 to +100, scores in this range indicate exceptionally strong client loyalty and satisfaction, reflecting Corelation’s continued focus on service excellence and innovation.

As Corelation looks ahead, the company remains focused on empowering credit unions with innovative technology, responsive service, and a core platform built to support long-term success.

“Closing out a year like this is something we’re extremely proud of,” shared Corelation CEO Rob Landis. “Sustained growth, outstanding client satisfaction, and continued collaboration across the credit union community give us tremendous momentum as we move forward. We’re excited for what’s ahead in 2026 and remain committed to helping our clients better serve their members every day.”

President Donald Trump Friday night posted on Truth Social that he intends to cap credit card interest rates at 10% for one year, effective Jan. 20. Trump pointed to affordability concerns facing many consumers, and specifically called out "credit card companies that are charging interest rates of 20 to 30%." America's Credit Unions President/CEO Scott Simpson issued the following statement: 
 
“Credit unions were founded as the original consumer protectors, and that mission still shows up in the real-world value they deliver every day. Their members consistently benefit from the lowest rates in the marketplace, roughly half the average APR charged by other issuers, which translates into meaningful, measurable savings for working families. That’s affordability people can feel in their financial well-being. A 10% interest rate cap would be devastating for credit union members. While we appreciate the President's desire to increase affordability, the plain truth is that capping rates at 10% does not make credit more affordable, it makes it unattainable for millions of working Americans because financial institutions will not be able to offer credit cards to most consumers at a 10% rate. We will continue to work to ensure this policy does not harm the very people the President intends to protect.”

​- Scott Simpson, America's Credit Unions President/CEO 
 
America's Credit Unions has advocated against legislative efforts to place a 10% cap on credit card interest rates as it would reduce access to credit and harm consumers. The association successfully advocated to keep such provisions out of the GENIUS Act. Data from the credit card marketplace shows that credit unions consistently offer lower credit card rates than banks, due to their cooperative structure.
 
America's Credit Unions will continue to emphasize how cooperative finance supports consumers' financial well-being.

Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced the launch of its One-Click Software Development Kit (SDK) Manager that allows users to self-manage deployments across staging and production, reducing effort, and accelerating time-to-market. By removing development pipeline bottlenecks, the One-Click SDK Manager shifts deployment ownership left and provides visibility into requirements and readiness, enabling users to plan, validate, and deploy with confidence.

This feature is a strategic investment in both developer experience and operational efficiency for financial institutions building on the Alkami Digital Banking Platform using the SDK. This will eliminate developer friction, minimize deployment risk, and significantly accelerate time-to-market. By consolidating validations, dependency checks, scheduling, and rollout tracking into a single workflow, it provides a clear and repeatable self-service process that aligns seamlessly with how developers work.

Key benefits for developers include:

• Accelerated time-to-market: Enhanced code submissions reduce friction in the deployment process, enabling faster delivery of custom-built functionality.
• Ease of use: The intuitive, streamlined submission workflow enhances productivity for developers, freeing them to focus on innovation.
• Greater transparency, lower deployment risk: Automatically surfaces dependency drift, misaligned package versions, and potential vulnerabilities long before rollout, ensuring smoother and more predictable deployments.
• Self-service velocity: Built-in governance empowers teams to move independently using a guided workflow while maintaining compliance and control through embedded checks and guardrails.
• Consistent, predictable delivery across teams: Eliminates process variations and knowledge gaps, ensuring every team follows a streamlined workflow from submission through deployment.
• Sharper developer focus on innovation, not process: Automates routine steps and removes guesswork so developers can spend their time building differentiated digital banking experiences.

The One-Click SDK Manager is now available for all Alkami SDK users. Developers can access this feature via the SDK Wizard, designed to integrate seamlessly into their existing workflows.

“The launch of the One-Click SDK Manager represents a major step forward in our commitment to empowering developers with tools that enhance efficiency and drive innovation,” said Benjamin Conant, chief product officer at Alkami. “By giving financial institutions real-time visibility and immediate feedback throughout the deployment process, we’re helping teams identify issues earlier, move faster with confidence, and significantly reduce the time it takes to bring new digital experiences to market. This shift in deployment model enables financial institutions to deliver new capabilities faster while maintaining the rigor and oversight their environments demand.”

To dive deeper into how the One-Click SDK Manager can transform the development experience, learn more in this blog post, or join Alkami for an exclusive Community “Ask Me Anything” Webinar on Wednesday, February 18, 2026 at 12:00 PM EST. Allen Cheslik, product manager at Alkami, will explain the feature’s capabilities and answer questions live. To register, visit here.

To learn more about Anticipatory Banking and Alkami’s Digital Sales & Service Platform, visit here.
Alkami has been certified by J.D. Power in 2024 and 2025 for providing “An Outstanding Mobile Banking Platform Experience.”

The Cornerstone Foundation today announced a strategic partnership with Cloverleaf CMS, a client management system developed by Cooperative Processing Resources (CPR), to strengthen financial coaching and financial well-being services delivered by credit unions across the region.

Through this partnership, the Cornerstone Foundation and CPR are launching Cloverleaf CMS as a FiCEP-aligned coaching platform that empowers credit unions to deliver more consistent, data-driven, and impactful financial wellness services. The platform is purpose-built for organizations providing financial coaching, financial wellness, housing counseling, and related services, offering an integrated system that streamlines case management while improving outcomes for individuals and families.

“This partnership is about removing barriers for both coaches and members,” said Courtney Moran, executive director of the Cornerstone Foundation. “Cloverleaf CMS streamlines the coaching process, allowing credit union staff to spend less time on administrative tasks and more time helping individuals and families achieve meaningful financial progress.”

CPR leadership said the collaboration underscores a mutual commitment to advancing financial well-being through purpose-built tools that support credit union coaches and the communities they serve.

“We’re proud to partner with the Cornerstone Foundation to strengthen the financial well-being of individuals and families across the region,” said Rost Ginevich, president of CPR. “Cloverleaf CMS gives credit union coaches the structure and insights they need to transform lives, and Cornerstone’s commitment to that mission makes this collaboration incredibly meaningful.”

Designed for Credit Union Financial Coaching Programs
Cloverleaf CMS delivers a comprehensive suite of tools that support both the technology and coaching process in one secure system, enabling coaches to focus more on people and less on paperwork. Key features and benefits include:

• Purpose-Built for Credit Unions. A platform intentionally crafted to strengthen financial coaching teams, deepen community impact, and help credit unions empower members toward long-term financial well-being.
• Technology + Coaching Process in One System. Intuitive workflows, documentation, and tools combined into a seamless experience that supports consistent, high-quality coaching delivery.
• Built to Drive Measurable Member Outcomes. Tracks meaningful financial transformation—including changes in income, debt, savings, credit scores, and goal achievement—to demonstrate real community impact.
• Secure Member Intake and Communication Portal. A private, member-friendly environment for document sharing, form completion, appointment scheduling, and ongoing engagement throughout the coaching journey.
• Real-Time Dashboards for Coaches & Managers. Clear, actionable visibility into progress, caseloads, outcomes, and trends at the member, coach, credit union, and regional levels.
• Enterprise-Level Security and Document Management. Built on a secure, compliant architecture with SOC 2 Type II controls, ensuring sensitive member data and documents are protected and accessible only to authorized users.

Cloverleaf CMS is available in multiple tiers to accommodate organizations of varying sizes and needs. CPR also provides training, technical support, and quarterly Q&A sessions to support successful adoption and ongoing use.

Informational Webinar
Credit unions and partner organizations interested in learning more about Cloverleaf CMS are invited to attend an informational webinar:
Wednesday, Jan. 21, 10 a.m. Central Time

Registration for the webinar is available on Cornerstone Foundation’s website.