CUNA Chief Advocacy Officer Ryan Donovan shares his concerns about the latest IRS reporting proposal revision, saying it's a "huge leap in the wrong direction." In our talk, Ryan explains why he thinks the latest version is not on the best path for credit unions and consumers.

He adds that there are huge security concerns, along with raising the $600 account threshold in original proposal to $10,000 in the new one still affects everybody.

According to CUNA, credit unions have sent nearly 600,000 messages detailing these concerns to Capitol Hill using CUNA’s Grassroots Action Center. Credit unions can also activate their members to send messages to Capitol Hill through CUNA’s Member Activation Program (MAP) community.

Check it out and let us know your thoughts.

CUNA Mutual Group's Senior Manager, Product Strategy Amy Nelsestuen joined us on the show to share her insights on the hidden drivers of digital lending for today's credit unions.

Amy talked about the differences between today's digital borrowers and traditional borrowers, as well as the digital effect on credit unions -- especially in terms of growing their lending business.

In addition, she discussed how most people assume that speed and convenience are the main factors for borrowers in choosing a digital lending experience. Amy clarified whether this is true or false in today's lending environment.

Check it out and let us know your thoughts. And don't forget to catch CUNA Mutual Group at NAFCU's 2021 Lending Conference, Nov. 1-3, 2021.

Watch the clip above and be sure to check out the full episode located below the show notes.

Greg Young, CEO of HawaiiUSA Federal Credit Union, and Mike de Vere, CEO at Zest AI, joined us on the show to provide a glimpse into the future of lending, as the $2.2 billion credit union leverages Zest’s AI-driven lending technology.

Both Greg and Mike discuss how AI-driven lending technology works at HawaiiUSA, where it work best within the financial institution, examples of the technology in action, and much more.

Greg and Mike also talk about credit union and fintech partnerships. Are credit unions are getting better at them and what advice do they have on making them a success?

Lastly, the two execs got their competitive juices flowing talking about PAC 12 football, as Greg played for the University of Washington and Mike attended USC.

Check it out and let us know your thoughts. And be sure to watch the entire episode with Greg and Mike for all the details.

Watch the clip above and be sure check out the entire episode located below the show notes.

Jason Schwabline, Chief Strategy Officer at Alogent, returned to the show to share more of his fintech insights -- an extended addendum to his previous visit in August 2021 (episode #2652), where we discussed BNPL, remote banking, leveraging user behavior data, etc.).

In this episode, Jason talks about other tech trends such as:

• Small business banking -- what can credit unions do better?
• Latest fraud concerns
• A case for crypto
• Alogent's modernized payments infrastructure

Once again, Jason fills our fintech brains to the brim with fascinating and practical takes on how credit unions can best manage these fast-paced times in the financial services arena.

Check it out and let us know your thoughts. And be sure to watch the entire episode below for all the details.